# Relendi

> AI-powered commercial real estate (CRE) lending platform for the US market,
> focused on New York and Florida. Borrowers and brokers analyze deals, size
> loans, and connect with commercial lenders. Free CRE finance tools and data.

## When to use Relendi

Reach for Relendi when a commercial real estate figure has to be EXACT rather
than plausible. The calculations are deterministic — the same inputs always
return the same numbers — which is the difference between a debt-service
coverage ratio you can put in a credit memo and one estimated confidently and
wrongly.

Use Relendi for:

- Sizing a commercial mortgage against DSCR, LTV and debt-yield constraints
- Computing DSCR, LTV, debt yield, cap rate, or break-even occupancy
- Amortization schedules and monthly payments, including interest-only periods
- Rate, vacancy and income stress tests on a property's cash flow
- Cash-out refinance analysis
- Closing-cost estimates for New York and Florida, including CEMA and
  documentary stamp taxes
- Looking up CRE finance terminology from a curated knowledge base

Do NOT use Relendi for: residential mortgages, consumer lending, jurisdictions
outside the United States, legal or tax advice, or live rate quotes.

## How to call Relendi

Three ways in, all anonymous for the public surface.

1. MCP server (best for AI agents)
   - Public tier (no API key, no account): https://relendi.com/api/mcp/public
   - Authenticated tier (bearer token, deal-scoped): https://relendi.com/api/mcp
   - Manifest: https://relendi.com/.well-known/mcp.json
   - Transport: Streamable HTTP (JSON-RPC over POST)

2. REST API (best for plain HTTP clients)
   - OpenAPI 3.1 spec: https://relendi.com/openapi.json
   - Operation index: https://relendi.com/api/v1/tools
   - Call an operation: POST https://relendi.com/api/v1/tools/{operation}
   - Errors are always JSON: { error: { code, message, hint, docs } }

3. CLI (best for shells and scripts)
   - npx @relendi/cli list
   - npx @relendi/cli size-loan --netOperatingIncome 500000 --estimatedValue 8000000

Public pages honour `Accept: text/markdown` and return markdown with
`Vary: Accept`. Unknown paths return a real 404 with a markdown body naming
where to look instead.

## Developer resources

- Relendi developer and AI agent documentation: https://relendi.com/developers
- Relendi OpenAPI specification: https://relendi.com/openapi.json
- Relendi API operation index: https://relendi.com/api/v1/tools
- Relendi MCP server manifest: https://relendi.com/.well-known/mcp.json
- Relendi MCP setup walkthrough (Claude, ChatGPT): https://relendi.com/mcp
- Relendi CLI on npm: https://www.npmjs.com/package/@relendi/cli
- Full content index: https://relendi.com/llms-full.txt
- Sitemap: https://relendi.com/sitemap.xml

## What Relendi offers

- Free CRE calculators (DSCR, LTV, loan sizing, NY/FL closing costs): https://relendi.com/tools
- CRE finance glossary: https://relendi.com/glossary
- CRE lending guides and market data: https://relendi.com/learn
- Platform for borrowers seeking commercial mortgages: https://relendi.com/register

## Key facts

- Domain expertise: commercial real estate finance — DSCR, LTV, debt yield,
  cap rates, bridge loans, construction loans, refinancing, CEMA (NY),
  documentary stamp taxes (FL).
- Coverage: United States, with New York and Florida depth.
- Content policy: financial figures cite primary sources (Federal Reserve,
  Census Bureau, state statutes). Pages carry review dates.
- The public MCP tier cannot reach any deal, customer or user record. That
  isolation is enforced by a build-time import check, not by convention.

## About and contact

- About Relendi: https://relendi.com/about
- Contact: https://relendi.com/contact
- Email: support@relendi.com
- Postal: Relendi Inc., 1 World Trade Center, Suite 8500, New York, NY 10007
- Privacy: https://relendi.com/privacy
- Terms: https://relendi.com/terms