CRE financing guides
How commercial deals actually get financed — costs, sizing, and process — with the statutes and numbers cited, and calculators to run your own.
Commercial Real Estate Closing Costs in New York & Florida
What a commercial mortgage really costs to close in NY and FL: mortgage recording tax, CEMA savings, doc stamps, intangible tax, title, legal, and lender fees — with worked examples.
Updated 2026-07-11CEMA for Commercial Refinances in New York
How a CEMA reduces New York mortgage recording tax on a commercial refinance: the assignment-gap-consolidation mechanics, typical assignment fees, when lenders decline, purchase CEMA, and a worked example.
Updated 2026-07-11New York Mortgage Recording Tax on Commercial Property
New York's mortgage recording tax on commercial property explained: the statutory rate components, NYC vs. county rates, who pays, and the structures — including CEMA — that reduce the bill.
Updated 2026-07-11Florida Documentary Stamp Tax and Intangible Tax on Commercial Mortgages
Florida's documentary stamp tax and nonrecurring intangible tax on commercial mortgages: rates, the unsecured-note cap misconception, why refinances get no CEMA-style relief, and how deed doc stamps differ.
Updated 2026-07-11Commercial vs. Residential Closing Costs: What Changes
Why commercial closings run 2-5% versus 2-3% for residential: dual legal counsel, the third-party report stack, commercial title endorsements, reserves, and the absence of TRID-style disclosure protections.
Updated 2026-07-11