Relendi for your AI workspace
A good conversation deserves a real deal file.
Work through the numbers in Claude or your preferred MCP client. Relendi calculates the loan limits. When you’re ready, bring your scenario into a deal you can keep.
Free tools. No account or API key to calculate.
Free calculators. Bring your numbers; no Relendi account needed.
Try the engine before you connect.
Change the sample numbers. The same sizing calculation powers the MCP tools.
Illustrative assumptions: 30-year amortization, 75% maximum LTV, 1.20× minimum DSCR and 8.5% minimum debt yield. Individual lenders set their own policies.
Illustrative maximum loan
$8,652,862
Debt service limits this scenario.
- Property value limit
- $9,000,000
- Debt service limit
- $8,652,862
- Debt yield limit
- $10,000,000
Review first. Sign up to save a draft. No lender outreach.
https://relendi.com/api/mcp/publicExternal connector access depends on your AI client’s plan and workspace permissions. Relendi’s public endpoint needs no authentication.
How to connect
Claude
- 1.Open Settings → Connectors
- 2.Click Add custom connector
- 3.Paste https://relendi.com/api/mcp/public
- 4.Leave the OAuth fields empty and click Add
ChatGPT
- 1.Open Settings → Security and login
- 2.Enable Developer mode
- 3.Open Plugins → + and connect https://relendi.com/api/mcp/public without authentication
- 4.Add the connection from your conversation’s tools menu
Claude Code / CLI
- 1.Run the command below in any project
- 2.claude mcp add --transport http relendi https://relendi.com/api/mcp/public
- 3.The tools are available immediately
What you get
Loan sizing, scenarios, payments, CRE knowledge—and a review link when you want to save your work. Public tools never read your existing deal records.
prepare_dealWorkspaceCarry property and loan inputs into a review link. Sign up or sign in to save a draft; no application or lender outreach is triggered.
size_loanSizingMaximum supportable loan as the minimum of loan-to-value, debt service coverage, debt yield and loan-to-cost — plus which constraint binds.
run_scenarioSizingSweep the sizing across assumptions: a rate ladder, an NOI sensitivity table, or the feasibility of a target loan amount.
calculate_metricsMetricsNOI, cap rate, DSCR, debt yield, LTV, LTC, expense ratio, break-even occupancy and yield on cost — each returned with the formula used.
calculate_paymentMetricsAmortizing and interest-only debt service, total interest, and the balloon balance when the term is shorter than the amortization.
stress_testRiskRate shocks, income decline and combined scenarios with a pass, marginal or fail verdict on each — the tests a credit committee runs.
estimate_closing_costsTransactionItemized New York and Florida closing costs including mortgage recording and transfer taxes, with NYC and upstate priced separately.
analyze_cash_out_refinanceTransactionFull waterfall from maximum new loan down to net cash in hand, after payoff, prepayment penalty and closing costs. Includes NY CEMA savings.
compare_loan_offersComparisonRank competing offers by true cost of capital rather than headline rate, so a low rate carrying heavy fees sorts correctly.
search_cre_knowledgeKnowledgeSearch Relendi's curated CRE knowledge base and get source-cited excerpts on lending concepts, process and terminology.
ask_cre_questionKnowledgeAsk a plain-English commercial real estate question and get a short answer grounded in that knowledge base, with citations.
Try asking
- “Size a CRE loan: NOI $850,000, property value $12,000,000. Which constraint binds?”
- “Stress test an $8M loan at 7.25% over 30 years. Does it survive a 300bp shock?”
- “Estimate closing costs on a $5M refinance in Brooklyn, with $3M being paid off.”
- “Compare these two term sheets: 7% for 3 years with 3 points, versus 8% for 3 years with half a point.”
Start with a question. Leave with a deal.
When the numbers are worth keeping, move the scenario to Relendi. Review it once, create your account, and pick up from a saved draft. Add documents and prepare the next step when you’re ready.
Privacy and limits
- No account data. The public endpoint has no code path to any customer record. That isolation is enforced by an automated check in Relendi's build, not by policy alone.
- Save when you choose. Calculations do not create account records. A deal draft is saved after you review the scenario and sign in.
- Fair-use limits. The calculators have fair-use limits. The AI-backed question tool runs under a shared daily budget; when it is reached the calculators remain available within their own limits.
- Read-only. No tool on this endpoint changes anything, in Relendi or anywhere else.
Frequently asked questions
What happens when I move a deal to Relendi?
Review the supported inputs carried in the link, then sign up or sign in to save a draft. Your full chat and attached documents are not transferred. Missing details stay blank. Calculator assumptions are saved as scenario context, not lender policy. No application is submitted and no lender is contacted.
Will signup lose my scenario?
The scenario stays in session storage in this browser tab during signup, email verification and sign-in. After a successful save it is stored in your account. If the tab is closed before saving, reopen the original link from your AI conversation. Borrower and broker drafts can be saved while account approval is pending.
What is the Relendi MCP server?
It is a Model Context Protocol (MCP) server that adds Relendi's commercial real estate calculators to an AI assistant such as Claude or ChatGPT. Once connected, you can ask the assistant to size a loan, run a stress test, or estimate closing costs in plain English, and it calls Relendi's deterministic math instead of estimating the numbers itself.
Do I need a Relendi account to use it?
No Relendi account or API key is needed for the public tools. Create an account when you want to save a scenario as a deal draft. Your AI client may require a particular plan or administrator permission to connect external tools.
How do I add the MCP server to Claude?
In Claude, open Settings, then Connectors, then Add custom connector. Paste https://relendi.com/api/mcp/public and leave the OAuth fields empty, since the public endpoint needs no authentication. The Relendi tools then appear in your conversations.
How do I add the MCP server to ChatGPT?
In ChatGPT on the web, open Settings, then Security and login, and enable Developer mode. Open Plugins, select the plus button, and create an MCP connection with https://relendi.com/api/mcp/public and no authentication. Add the connection from the tools menu in your conversation. Availability depends on your account and workspace policy.
Is the loan math accurate, or is the AI estimating it?
Loan sizing calculates the minimum of the applicable LTV, DSCR, debt-yield and loan-to-cost limits. Calculations are repeatable, but rely on correct inputs and appropriate assumptions. Results are illustrative estimates, not financing offers or lender credit decisions.
What does it cost?
The public tools are free, subject to usage limits. Knowledge Q&A has a shared daily AI budget. Calculators remain available within their own limits when that budget is reached. Your AI client may have separate subscription requirements.
Does Relendi see my deal data through this?
Relendi receives the arguments sent to its tools, such as loan amounts and property cash flow. The public connector cannot read existing account or deal records. A handoff link contains the scenario you choose to carry over, so share it only with intended recipients.